Lending network status:
Operational
· All bank connections live
Institutional desk:
1-800-EQUITY-1
Borrower support:
support@equityrail.com
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Rail
Platform
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Funding Banks
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Rail
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HELOC ••• 4821 · Funded by Riverline National Bank · Serviced on the EquityRail network
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Available to draw
$201,785
Limit $240,000 · recalculated 2 min ago from live valuation
Current balance
$38,214.50
Interest accrues at 7.25% variable APR
Next payment
$412.85
Minimum due Jul 15, 2026 · Autopay on
Home value (live)
$550,000
80% LTV ceiling · lien $200,000
Draw & payment history
Last 60 days
Date
Description
Channel
Status
Amount
Statements
2026
Statement period
Ending balance
Interest charged
Payment received
Make a payment
Amount
Minimum
$1,000
Full
Pay from
Checking ••• 2210 (ACH, free)
Visa Debit ••• 7734
Submit payment
Credit line health
Line utilization
15.9%
$38,214 drawn
$240,000 limit
Credit tier (soft pull)
FICO 720–759
Last soft pull
Jun 29, 2026
Next scheduled pull
Jul 6, 2026
Draw status
Active
Rate table
7.25% @ ≤80% LTV
Documents
Credit agreement
Download
Rate change notices
Download
1098 tax form (2025)
Download