Lending network status: Operational · All bank connections live
Institutional desk: 1-800-EQUITY-1 Borrower support: support@equityrail.com
Check Your Equity

See what your home could lend you.

Three quick steps to an instant estimate and offers from funding banks on the network. Soft credit pull only — your score is never affected.

1 · Property
2 · About You
3 · Review
4 · Your Offers

Tell us about your home.

We'll pair this with live market valuation data to estimate what your home is worth today.

A rough number is fine — the network's valuation feed refines it.

A little about you.

Funding banks use your credit profile to price your rate. Pick the range that fits — we'll verify with a soft pull.

Used by funding banks for debt-to-income review. Never shared beyond the network.

Review and authorize.

Confirm your details, then authorize a soft credit check so funding banks can price your offers.

Property — Estimated value — Mortgage & liens — Credit range —

Your estimated equity access.

Based on your home's value, your existing liens, and an 80% network LTV ceiling.

Estimated available credit line
$240,000
(Value × 80%) − liens · recalculates with live market data once your line opens

Illustrative offers from participating funding banks. Final rates, limits, and terms are set by the lending institution after full underwriting, property valuation, and verification. Selecting an offer starts that bank's application — EquityRail provides the platform and does not make credit decisions.

Go to the borrower portal